The service
Your US structure, built for you.
Formation, EIN, bank file, guided account opening and the whole first year of compliance. We start by checking whether it fits you, and if it does not, we say so.
CLOSED QUOTE AFTER THE CALL · TWO INSTALMENTS · IF WE DO NOT FORM YOUR LLC, 100% REFUNDED
- ✓ LLC formation in 48 hours
- ✓ Registered agent
- ✓ EIN from the IRS in 7-14 days
- ✓ Operating agreement
- ✓ Bank file
- + and four more, in detail below
How it works
Four steps, and each ends with something in your hands
- 01 DAY 0
Assessment
We look at your tax residency, your activity and your clients. If a US LLC does not fit, we say so here, and there is nothing to pay.
- 02 DAYS 1–3
Formation
We file your LLC in the state that fits your case, with an operating agreement drafted for your structure rather than generated.
- 03 DAYS 3–15
EIN and bank file
We obtain your federal tax number from the IRS without an SSN or ITIN, and assemble the dossier the bank will want to see.
- 04 WEEKS 2–4
Banking and operations
We walk the application with you, connect Stripe, and hand you a dated year-one compliance calendar.
What is included
Everything needed to operate. No drip-fed extras.
LLC formation in 48 hours
Filed in the state that fits your case, not the one with the best marketing
Registered agent
First year included, in the state of formation
EIN from the IRS in 7-14 days
Obtained without a prior SSN or ITIN, with its CP 575 letter
Operating agreement
Drafted for your actual structure, not a template with your name in it
Bank file
The dossier prepared for the right institution
Guided account opening
With you through the application, and if you are declined, we review and go again
Stripe setup
And whatever other processors you need to get paid
Compliance calendar
Form 5472, state renewal and a reminder before every deadline
Direct line to Isaac
For the whole first year. There is no ticket queue
The quote
Closed on the call, against your case
There is no published rate because not every case is the same structure. The call produces the scope, the figure, and what keeping it alive costs next year.
- ✓ What the quote weighs. Where you are tax resident, what the business does, whether there are partners, and what banking is realistic for you.
- ✓ What is always included. The nine pieces above. Nothing mandatory appears later.
- ✓ What you know before signing. The first-year figure and the second-year figure. Both on the same day.
The call is paid, and it is deducted in full if we end up working together.
What is included, and what the scope depends on, is set out on how we work.
What you will not read here
What we do not promise, said before you pay
This is usually in the small print, or missing entirely. We would rather put it in the middle of the sales page.
We do not promise a bank account
Nobody can. The decision is always the bank’s. What we do is get you to the right institution with the file it wants to see.
We do not promise 0% tax
You are taxed where you are tax resident. A US LLC is operating infrastructure, not a tax trick.
We do not sell you if it does not fit
The assessment can end in “do not do this”. It has, and it will again.
Against a platform
What happens when something goes wrong
Before you pay
- Self-serve platform
- Checkout. Nobody reviews your case.
- Cheq Capital
- A tax-fit assessment. We can tell you not to.
The bank declines you
- Self-serve platform
- A help centre article.
- Cheq Capital
- We review the file and reapply at the right institution.
Stripe freezes your account
- Self-serve platform
- A support ticket.
- Cheq Capital
- A response protocol and someone who has resolved it before.
A client runs due diligence
- Self-serve platform
- You send the template you were given.
- Cheq Capital
- Documents drafted to survive exactly that review.
Year two arrives
- Self-serve platform
- You find out about renewal late.
- Cheq Capital
- Renewal pricing on the table from day one.
| When this happens | Self-serve platform | Cheq Capital |
|---|---|---|
| Before you pay | Checkout. Nobody reviews your case. | A tax-fit assessment. We can tell you not to. |
| The bank declines you | A help centre article. | We review the file and reapply at the right institution. |
| Stripe freezes your account | A support ticket. | A response protocol and someone who has resolved it before. |
| A client runs due diligence | You send the template you were given. | Documents drafted to survive exactly that review. |
| Year two arrives | You find out about renewal late. | Renewal pricing on the table from day one. |
Want the technical detail before deciding? It is all in how to form a US LLC as a non-resident.
Who does the work
Isaac Cubero
FOUNDER · CHEQ CAPITAL
I have run my own US LLC since 2019 and built and maintained more than 120 for founders in the position you are in now. I am tax resident in Paraguay, so the “how does this fit where you actually live” part is not something I learned from a course. When you write, I answer.
Frequently asked
What everyone asks before engaging
What does it cost?
We do not publish a rate, because the scope is not the same in every case: a one-person services LLC and a structure with partners, inventory or a tax residency that has to move first are different pieces of work. The assessment call is where the scope comes out, and with it a closed figure, including what keeping it alive costs the following year. No surprises in month twelve, no drip-fed extras.
Why are there no prices on the site?
Because a number on a button forces every case into the same box, which is exactly what a self-service platform is for. If all you want is the paperwork, a platform will file it for less and we will say so out loud. What is charged here is judgement and the work of keeping the structure standing, and that gets quoted once it is clear which structure it is.
What if the assessment says a US LLC is wrong for me?
Then we tell you and there is nothing to pay. We would rather lose the sale than build someone a structure that creates problems, not least because those problems would come back to us.
Can you guarantee the bank account?
No, and be wary of anyone who does: the decision is always the bank’s. What we do is prepare the file each institution wants to see, pick the bank that fits your profile, walk the application with you and, if you are declined, work out what failed and go again where it makes sense.
How long does it take?
The LLC is formed within 48 hours. The EIN arrives in 7-14 days, obtained without an SSN. From there you can open an account. Two to four weeks to be operational in total, depending on the bank.
Do I need to travel to the United States?
No. Formation, EIN and fintech account opening (Mercury, Relay) are fully remote. Only traditional banks (Chase, Bank of America) usually require an in-branch visit, and that is an optional add-on we arrange in Miami if you need it.
I already have an LLC elsewhere. Can you take it over?
Yes. We change the registered agent, audit what was filed and what was not, replace the operating agreement if it is a template, and rebuild the compliance calendar. Most structures we inherit have at least one gap. See switch your LLC for the detail.
Start here
Your case first. The structure after.
Eleven questions about your residency, your activity and your clients, and the free assessment tells you which structure your case calls for. If you want the detail and the quote, the next step is the call.